Congratulations! is pre-qualified for the
Motus Program
Each unit owner can tailor their individual policy to their unique needs.
STEP 1: The Board approves the program and pays the Enrollment Fee STEP 2: There is no Step 2 for the board — your job is done! Motus handles all aspects of unit owner enrollment, quoting and billing.
Unit Owner Options:
*Hover for additional information
Option A
Option B
Option C
Combined Property Coverage Limit
Your Building
Your Unit including Finished Interiors
LURE: Lost Unit Reimbursement Expense
Other Residential & Common Buildings
Common Areas & Amenities
Personal Property & Contents
Add-on available
Add-on available
Add-on available
Loss of Use or Rent Coverage
Add-on available
Add-on available
Add-on available
Deductible
To grant owners access to coverage, your community must first be enrolled in the Motus Program
Without a Motus Program in place, unit owners are limited to inadequate coverage like that offered by the California Earthquake Authority
MOTUS
CEA
Limit
Selected Plan
$100,000 (max)
Your Residential Buildings
Included
Included
Other Residential Buildings
Included
Excluded
Common Areas / Amenities
Included
Excluded
Unit Interior Coverage
Included
Optional*
Personal Property & Contents
Optional
Optional
Loss of Use & Rent Coverage
Optional
Optional
Coverage Details
Foundation
Included
Excluded
Parking Garages/Structures
Included
Excluded
Underground Plumbing / Utilities
Included
Excluded
Pool / Spas
Included
Excluded
Other Policy Details
HOA Named Insured
YES
NO
Unit Owner Named Insured
YES
YES
Claims Adjuster
MOTUS
varies on contract
A program proposal for your HOA is not currently available online. To find out if your association is eligible for the Motus Program, please contact us today.